Director Advisory

We can help if you are a director considering, or are in the process of, providing a personal guarantee for a loan or other forms of credit, including government backed loans. We can provide a full review of personal guarantees you may have entered into in your capacity as a director of your company and assess its validity and enforceability of the guarantee, and whether a personal guarantee would indeed be enforceable in the event of default. We can advise you as to whether a personal guarantee should be set aside due to misrepresentation or mistake. We can also assist with setting aside any extortionate credit agreements. We can assess whether a personal guarantee should be capped to a specific amount or limited in some other way, such as limiting your obligations. We can offer this personal service for a fixed fee.

We can also assist with secondary loans, which have been granted by non-high street lenders, such as loans obtained through bridging finance companies. Many company directors have entered into secondary loans on company properties as a result of the financial crash and have obtained lending from secondary sources.